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How to Protect Your Home from Costly Water Damage

By Blog

(BPT) – There’s nothing quite like owning a home. You feel the pride of achieving a financial goal and the comfort of having a sanctuary and space of your own in which to build a lifetime of memories.
Occasionally, there’s also the element of surprise when things suddenly break – like appliances, the furnace, or the water heater – and need to be fixed or replaced. Water damage is the most common – and unwanted – a surprise for homeowners. According to Mercury Insurance, water-related damages accounted for more than 45% of its homeowner’s insurance claims in 2020, resulting in $160 million in property damage.
“A water leak can happen at any time, so it’s important for homeowners to routinely check for potential sources to help combat this,” said Christopher O’Rourke, vice president of property claims at Mercury Insurance. “It’s also important to address the cause of brown spots on the ceiling or bulges in the walls immediately – these usually indicate a leak or water build-up, and most homeowners insurance policies don’t cover long-term leaks. Left untreated, this can lead to extensive damage.”
Show your home a little TLC to protect against water damage by inspecting these three areas in and around it.

  1. The bathroom

Periodically check the pipes underneath the bathroom sink for cracks or leaks. A leaky pipe can be a sign of a more significant issue that might eventually cause your pipes to burst, like high water pressure or corrosion. Regardless of the cause, consult with a professional to have them assess and fix it.

The seal created by the caulk around your sink, tub, and shower help prevent water from seeping into spaces where it doesn’t belong, but it won’t last forever. Ensure the caulk isn’t worn or cracked, and apply a new layer if needed.

If water leaks from the base of your toilet, or it wobbles when you sit, it’s time to replace the wax ring. Wax rings help form a watertight seal between the bottom of a toilet and the sewer pipe. The ring usually lasts the life of the toilet, but it can dry out and fail, so pay attention to malfunction signs.

“Once a week, make a point of turning faucets on and off and flushing toilets to ensure water continues flowing through the pipes properly,” O’Rourke adds.

  1. The kitchen

Like in the bathroom, the pipes beneath the kitchen sink need to be checked regularly for leaks and cracks.

Kitchen appliances with hoses that connect to your water supply – refrigerators with icemakers or water dispensers and dishwashers – are another potential source for leaks. Rubber hoses can wear out, blister or crack, and will need to be replaced over time. Consider replacing this type of hose with a steel-braided version as these are less likely to fail.

Your washing machine probably isn’t in your kitchen but be sure to inspect its hose as well. The hose connection can loosen during wash cycle vibrations, so check to ensure it’s tight.

  1. The home’s exterior and roof

Be sure to keep rain gutters and downspouts free of debris to prevent clogs and position downspouts from directing water away from the house.

Holes, cracks, and gaps can be entry points for unwelcome water, which can cause rot or structural damage. Walk the perimeter of your home to look for imperfections in its facade. Inspect the condition of the weather stripping on your windows and doors to ensure they are properly sealed to keep out the elements. Also, look for damaged, missing, or lost roof shingles, which can be seen from proper vantage points on the ground.

If you note any damage to your home’s exterior walls or roof, consult with a professional to determine the following steps to fix the spots where water can potentially enter.

O’Rourke also recommends that homeowners consider installing a water leak detection system. “Smart home devices like water leak detection or shutoff systems can monitor for leaks around the clock, and some can automatically shut off the main water supply if a leak or burst pipe is identified. These types of devices can offer peace of mind and might even qualify you for an insurance discount.”

Water Damage

Who’s Responsible for Water Damage: Tenants or Landlords?

By Blog
Water Damage

Water damage is an ever-present threat in a rental property. Almost every room in a home has water running through it. And water tends to go where it’s not wanted. If there is the slightest leak or crack, water will find its way through it.

Additionally, many activities people do in a home uses water. Leading to spills, and people forgetting to turn off faucets or unplug their sinks. Human errors increase the probability water will damage a rental property.

The fact is water damage is hard to detect and costly to repair, it’s easy to see why this is a source of conflict between landlords and tenants. So when these conflicts arise tenants, blame landlords who own the property and should take care of it, and Landlords claim tenants use the property and should be responsible for it.

Tenants try to push all responsibility for fixing water damage to the property owner. On their part, landlords try to get tenants to assume more responsibility for repairing water damage. This conflict is why, of all the maintenance issues that make tenants terminate their lease, water damage tops the list.

But the question is, whose responsibility should it be to fix water damage in a rental property? The answer is not simple. It depends on a combination of state laws and the lease agreement signed by the tenants and landlords.

Below we explain the best way for landlords and tenants to resolve this issue.

What is the Landlord’s Responsibility?

Landlord’s Responsibility for Water Damage

The basis for the landlord’s responsibility is created by the principle of “implied warranty of habitability.” This law requires property owners to guarantee that a home is habitable before they hand it over to tenants. According to the law, a residence is habitable if it has adequate and working plumbing, among other things. In addition to providing these amenities, the law also demands that landlords maintain the home in a livable state for the whole period that the tenant lives there.

What this means, is that the property owner is primarily responsible for the maintenance of a home’s plumbing, and by extension, any water damage that occurs. Landlords have to ensure that the water supply is constant and adequate in the house. And there are two ways they fulfill this obligation.

  • The property owner must carry out regular maintenance on the home’s plumbing components to keep them in good working order. Maintenance refers to all issues that result from fair wear and tear to the home’s plumbing. If pipes burst due to old-age, the landlord must fix the pipe and the ensuing water damage.
  • Secondly, landlords must attend to all emergency water problems tenants bring to their notice. Emergencies are unexpected events that threaten a home’s habitability,  and are issues that can violate the landlord’s “implied warranty of habitability.” Not all problems with a home’s plumbing qualify as emergencies. Emergencies threaten the home’s habitability.
Fixing Water Damage

We can sum up the landlord’s role in fixing water damage as follows. Firstly, since a home’s plumbing is part of the home’s structures, and the landlord owns the house, it’s the landlord’s responsibility to maintain the plumbing. Secondly, since the landlord gave a warranty to the tenant that the property is habitable, it is the landlord’s responsibility to keep the home in that state.

These conditions are only altered if a tenant does something to damage the landlord’s property or fails to live up to the terms of the lease agreement that they signed.  Bringing us to the tenant’s responsibility for fixing water damage.

What is the Tenant’s Responsibility?

Just as landlords are responsible for providing and maintaining a home’s plumbing, tenants are also required to use that plumbing responsibly. If the tenant misuses the plumbing – through neglectful or malicious behavior – the tenant will be responsible for the damage. For instance, if a tenant allows a sink to overflow and floods the home, that tenant will pay the owner to fix the damage. But this is not where the tenant’s responsibilities end.

  • The tenant is responsible for promptly notifying the landlord of all issues that threaten the home and its plumbing. While landlords must provide adequate plumbing, tenants must be diligent in detecting the plumbing problems and reporting them to the landlord.
  • Secondly, tenants have a responsibility to limit the damage caused by water once they detect the problem. If, for instance, a pipe bursts and a tenant discovers it, that tenant is responsible for shutting off the supply valve and removing all items from the water’s path. If the tenant fails to do this, they will be partly responsible for fixing the damage.

In conclusion, responsibility for water damage in a rental property is shared between landlords and tenants, with landlords taking the more significant share. To ensure there are no misunderstandings over this issue, landlords should include these terms in their lease and explicitly explain them to their tenants.

All the water mitigation work has now been completed perfectly.

By Testimonials

I found water had leaked into my furnished basement and needed a repair FAST. I interviewed 2 companies and chose First Call Restoration due to their thorough assessment of the affected areas and the clear outline of the needed work. All the water mitigation work has now been completed perfectly. The entire crew was knowledgeable, courteous and professional. They explained every step along the way. I highly recommended them and would choose them again if ever needed.

Beverly Hynes

It looks even better than I expected!

By Testimonials

As a first time homeowner, I was extremely stressed out when my basement flooded after heavy rain. The original clean up crew recommended Dan Murphy and his team and I COULD NOT BE HAPPIER! I honestly didn’t know what to expect in terms of support and communication but Dan continued to impress me with his responsiveness and qualtiy work. I don’t wish flooding on anyone, but should it happen to you, please reach out to Dan and his team to bring make your space normal again. It looks even better than I expected and I’m so thankful!

Michelle Plante

house mold removal

What to Do About Mold in Your Home

By Blog

kansas city restoration services

Before you try to tackle a mold issue in your home, there are a few things you should know about mold overall.

The first thing to understand is that mold is a part of nature; it is a fungus, a living organism, whose purpose is to decay organic material. You can very much think of mold like a termite but on a much smaller scale. Their job is to help get rid of organic material.

Mold in various forms is everywhere. It is estimated that there are over three-hundred thousand species of mold. There are molds for every environment; whether it is hot or, cold mold will exist.

When I ask any one of the general population which mold is the most dangerous, they will invariably say black mold. The reason people say black mold is because the news media in the 1980s ran many stories about the dangers of black mold. So much so they scared the entire population into believing it was so dangerous their children would suffer brain damage and other developmental problems. 

But the media never told us that everything they were reporting about black mold is that their claims have never been proven. Even to this day, in 2020, they have never been proven.

You should know the media was speaking about Stachybotrys chartarum mold. It is only found indoors, so you will not find it outdoors. Second, hundreds of mold species are black, so when you look at a black mold, it isn’t necessarily Stachybotrys.

Other molds are dangerous to the human environment. The first and most prevalent is Aspergillus fumigatus. This mold is called black mold on fruits, but it may appear greenish to pinkish cast in color and have fuzzy white fungus intermingled in other structure areas. 

Aspergillus niger mold is almost everywhere in the United States, outdoors and indoors almost every day. We are used to breathing this mold without getting sick.

Aspergillus mold carries mycotoxins and left in the area to grow, can cause a lung disease called Aspergillosis. Aspergillosis sets up and grows in the bronchial and lung areas of its victim.

The difference between not contracting Aspergillosis or not first lies in your genetics. After that, it is from living or working in closed quarters with concentrated amounts of the mold. Being in close contact with more massive amounts of this mold is called a bioload. The greater the bioload and the longer the contact presents a greater chance of developing Aspergillosis.

Because Aspergillosis is not a reportable disease, it’s hard to know how many have succumbed to the disease. It is estimated worldwide that at least 3,000,000 people contract Aspergillosis each year, with a 15% mortality rate. Many of those who do not die are respiratorily compromised for the rest of their lives.

Of course, anyone who is allergic to mold(s) are at risk of many related immune problems and should be diligent about its eradication. 

NOVICE v. PROFESSIONAL

The format professionals will be different from a homeowner attempting to remediate the mold. This writer recommends the homeowner attempt to remediate the mold only for small areas.

In the eyes of the novice, cleaning mold should be different than remediating the mold. For the sake of this instruction, Cleaning the mold represents having minimal amounts of mold around your tub or shower, and you have a returning fungus you attempt to get rid of using bleach or some other disinfectant. It disappears for a while, then reappears later.

If this is the case, then more than likely, you have some water intrusion that needs attention.

If this is a caulked seam, you can remove the caulk from that seam, then apply your disinfectant, allow it to thoroughly dry and replace the caulk. If the mold persists or the mold is in the grout, the problem just gained importance in how it should be handled.

Although you are beginning to approach the professional level, your skill sets might allow you to proceed. 

Apart from the professional’s negative air chamber with Hepa filtration, I suggest you drape the doorway with a plastic sheet. That way, when the door has opened, a barrier exists.

If the mold is in the grout, it usually means there is a water intrution behind the wall. Think about it. Grout is not cellulosic; it’s cementitious. Household mold loves dark, stale, humid, or wet air that you would find in the wall void with a water leak present. The leak could be from a roof leak or a pipe fitting.

Professionals use an inferred camera and inspection to determine how the water may be intruding. Here’s what I mean. Is there a water pipe in the area that might be our culprit? If not, then a trip into the attic might enlighten us on an area of the leak. We would look for apparent water damage in the attic, or if not that, then dark streaks on the wood structures in the wall area in question. 

While you are in the attic, inspect the whole of the roof area for leaks, it may reveal extensive damage that indicates a roof replacement.

Suppose no visible damage is discovered in the attic or suspect pipe in the area. In that case, you must conclude that the water intrusion is from water going through the tiled wall; you must open up the wall to inspect, revealing water damage indicating the source. If water is seeping through the tile and onto the wall, the wallboard will be wet and will likely crumble easily with little pressure. Before getting aggressive with the wall’s demolition in a question, apply hand pressure to the wall area where you see the mold. Is the wall spongy or stout?

If it’s spongy, then you found the issue. It’s time to complete the demolition and proceed with the rebuild.

If your problem was a roof leak, have the roof fixed.

If it was a pipe leaking, have it repaired,

If it was a wall, our suggestion is to build it back using the concrete board or green rock and use a liquid waterproofing membrane to be applied like paint on the wall before retiling the surround. A membrane will thoroughly protect the wall in case there is water intruding any time in the future.

If this seems more daunting a task than you’re up to, then give us a call. First Call Restoration of Kansas City, 913-909-0142 KS, for Missouri call, 816-804-0154.

We will come to your location for a free inspection and quote.

Are you strapped for CASH? Don,t worry. We have you covered with Low payment options.

By Don M. McNulty

First Call

Free Mold Inspection

By Blog

This year 2020 has brought our society a pandemic that had us all sequestered in place, made us afraid to go out to shop, visit friends and family, work, and have caused many businesses to be hurt or, worse yet, closed. Also, the allergy season was rough for those who suffer those maladies. But here in the Greater Kansas City Area, we missed out on certain weather events. Although our rainfall has been average for the most part, we didn’t have many thunderstorms or severe weather.

Consequently, for as much as we could, we’ve spent time outdoors in our yards, many people started gardening again with many for the first time. Several of us kept close to family, and small groups of people we knew were taking precautions as we were practicing.

Now, as I’m writing this piece, it is the first day of fall. Here in the KC area, the weather has already moderated, and we have had cool nights with warm, moderate days. To me, at least, weather-wise, it’s a perfect entrance into fall, so far.

As the weather progresses toward winter and the coming cold forces us indoors, you may discover or suspect you have mold brewing in your home or business.

If that is the case, First Call Restoration of Kansas City can help provide a FREE MOLD INSPECTION. If you are like me, I don’t like not knowing if I suspect a problem developing; I like to know.

The only way to know is to have those areas inspected. With mold, the adage applies, the sooner this problem is found, the less expensive the repair.

If you suspect mold being present in your living or work environment, don’t put off the inspection. It’s a straightforward and painless call to First Call Restoration 816-804-0154 in Missouri or 913-909-0142 in Kansas. You may find our website at www.firstcallrestorationkc.com

We cover the entire metro-plex from Harrisonville, MO to Oskaloosa, KS and Lawrence, KS to Odessa, MO.

Please don’t put it off; give us a call today.